Mortgages

First Time Buyers

Buying your first home is a very emotional, exciting and thrilling experience. It is also very daunting and can be costly if you make the wrong decisions. We are here to help make sure you can afford the mortgage now AND IN THE FUTURE.

We will recommend the most suitable mortgage for you from a comprehensive range of mortgages from across the market, and explain in a clear manner how the product meets your requirements. We see it as our responsibility to help you understand the process of buying a house. From creating a budget to run your new home to finding a solicitor we are there to answer your questions until you are in your new home.

Remortgages

In the current climate it is very difficult to know what to do with your existing mortgage. We are here to try to explain your options and we will recommend whether:

  • It is best to stay with your current lender.
  • You should take advantage of a new deal now to secure your monthly payments.
  • You should restructure the type of product you have to ensure you are minimising your costs.

Self Build Mortgages

Let us take you step by step through the challenging process of building your dream home. RLA Mortgages have years of experience in dealing with builders, architects and solicitors as well as lenders in this specialised arena.

It is important to seek the correct mortgage advice before beginning your self-build project. Building your own home in Northern Ireland can be an exciting and life changing time and we would be very proud to help guide you with sound financial advice.

Buy to let Mortgages

Successfully owning properties for commercial gain relies on having a professional and well thought out strategy for purchasing the properties and managing finance.

Our job is to maintain and review the financing of your portfolio on a regular basis, to keep you updated with competitive deals in the ever changing market and to work closely with you when the time comes to refinance.

Your property my be repossessed if you do not keep up repayments on your mortgage.

We will charge a broker fee of between £0 and £500 payable on application.  The amount we will charge is dependant on the amount of research and administration that is required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Click here to enquire about any of our mortgage options

3 Knockbracken Grove,
Coleraine,BT52 1XQ

028 703 58899

richard@rlamortgages.com

Important Information

We will charge a broker fee of between £0 and £500 payable on application.  The amount we will charge is dependant on the amount of research and administration that is required.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Richard Mairs trading as RLA Mortgages is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.