Need a Mortgage?

Read More

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

TO SEEK TO ESTABLISH LONG STANDING RELATIONSHIPS WITH MY CLIENTS TO ENABLE AN EFFECTIVE AND PERSONAL APPROACH TO MORTGAGE & PROTECTION ADVICE” & “I AIM TO OFFER A LEVEL OF SERVICE TO CUSTOMERS I WOULD EXPECT IF I WAS THE CUSTOMER MYSELF

Mortgages

Finding the right mortgage can be tricky. Our aim is to make the process as painless as possible for you. We offer a comprehensive panel which is representative of the whole of the market which helps us to find the most suitable deal for your circumstances.

Life Cover

We all need to be protected. What would happen if a sudden illness, disability, or death occurred? We can help provide you with the peace of mind that comes with knowing you are protected if something should happen.

What are our Fees and Charges?

 

Insurance

We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

Mortgages

For our advice services, we will charge a fee of between £0 and £500.The amount charged will be based on the value of your mortgage and the administration time required to process and complete application.

The fee is payable on application.

Refunds

You will not receive a refund if your mortgage or loan does not go ahead.

Procuration Fee

We will also be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.

You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.

If an application is submitted to a lender via a packager (a 3rdparty specialist) we will be paid commission by the packager. This will be disclosed to you.

  • YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • RLA Mortgages is a trading name of Richard Mairs who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.
  • The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
  • Trading address – Enterprise Causeway, 17 Sandel Centre, Knocklynn Road, Coleraine, BT52 1WW

  • Fee and charges can be found on our homepage

 

Enterprise Causeway
Unit 13
17 Sandel Village
Knocklynn Road
Coleraine
BT52 1WW

028 703 58899

richard@rlamortgages.com