YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

First Time Buyers

Buying your first home is a very emotional, exciting and thrilling experience. It is also very daunting and can be costly if you make the wrong decisions. We are here to help make sure you can afford the mortgage now AND IN THE FUTURE.

We will recommend the most suitable mortgage for you from a comprehensive panel which is representative of the whole of the market, and explain in a clear manner how the product meets your requirements. We see it as our responsibility to help you understand the process of buying a house. From creating a budget to run your new home to finding a solicitor we are there to answer your questions until you are in your new home.

Remortgages

In the current climate it is very difficult to know what to do with your existing mortgage. We are here to try to explain your options and we will recommend whether:

• It is best to stay with your current lender.
• You should take advantage of a new deal now to secure your monthly payments.
• You should restructure the type of product you have to ensure you are minimising your costs.

Self Build Mortgages

Let us take you step by step through the challenging process of building your dream home. RLA Mortgages have years of experience in dealing with builders, architects and solicitors as well as lenders in this specialised arena.

It is important to seek the correct mortgage advice before beginning your self-build project. Building your own home in Northern Ireland can be an exciting and life changing time and we would be very proud to help guide you with sound financial advice.

Buy to let Mortgages

Successfully owning properties for commercial gain relies on having a professional and well thought out strategy for purchasing the properties and managing finance.

Our job is to maintain and review the financing of your portfolio on a regular basis, to keep you updated with competitive deals in the ever changing market and to work closely with you when the time comes to refinance.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.